CHTR, HTLF, MCHX, PCBC, PFCB, PSEC Have Also Been On BUYINS.NET Naked Short List For 13 Consecutive Trading Days.

M2 PRESSWIRE-29 July 2008-BUYINS.NET: CHTR, HTLF, MCHX, PCBC, PFCB, PSEC Have Also Been On BUYINS.NET Naked Short List For 13 Consecutive Trading Days(C)1994-2008 M2 COMMUNICATIONS LTD

RDATE:29072008

BUYINS.NET, www.buyins.net, announced today that these select companies have been on the NASDAQ, AMEX and NYSE naked short threshold list for 13 consecutive trading days: Charter Communications Inc. (NASDAQ: CHTR), Heartland Financial USA Inc. (NASDAQ: HTLF), Marchex Inc. (NASDAQ: MCHX), Pacific Capital Bancorp (NASDAQ: PCBC), P.F.Chang's China Bistro Inc. (NASDAQ: PFCB), Prospect Capital Corp. (NASDAQ: PSEC). For a complete list of companies on the naked short list please visit our web site. To find the SqueezeTrigger Price before a short squeeze starts in any stock, go to www.buyins.net.

Regulation SHO took effect January 3, 2005, and provides a new regulatory framework governing short selling of securities. It was designed with the objective of simplifying and modernizing short sale regulation and providing controls where they are most needed. At the conclusion of each settlement day, data is provided on securities in which: 1) there are at least 10,000 shares in aggregate failed deliveries for the security for five consecutive settlement days, and 2) these failures constitute at least 0.5% of the issuer's total shares outstanding. Regulation SHO mandates that, if a clearing agent has had a fail-to-deliver position for 13 consecutive settlement days, that clearing agent, and the broker/dealer it clears for, must purchase securities to close out its fail to deliver position.

Charter Communications Inc. (NASDAQ: CHTR) through its subsidiaries, operates as a broadband communication company in the United States. It principally offers video services, high-speed Internet services, and telephone services to residential and commercial customers on a subscription basis. As of December 31, 2007, the company served approximately 5.22 million video customers and approximately 2.68 million high-speed Internet customers, as well as provided telephone service to approximately 959,300 customers. Charter Communications also provides commercial services comprising broadband communications solutions for business organizations, such as business-to-business Internet access, data networking, video and music entertainment services, and business telephone. Further, it sells local advertising on satellite-delivered networks. The company was founded in 1999 and is based in St. Louis, Missouri. With 407.88 million shares outstanding and 81.21 million shares declared short as of July 2008, the failure to deliver in shares of CHTR has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 66,889 shares of CHTR that were failing-to-deliver as of September 28, 2007.

Heartland Financial USA Inc. (NASDAQ: HTLF) together with subsidiaries, provides retail banking services in the United States. The company's deposit products include checking and demand deposit, negotiable order of withdrawal, savings, money market, individual retirement, and health savings accounts, as well as other time deposits and certificates of deposit. Its portfolio of loans includes commercial and industrial, agricultural, real estate mortgage, consumer, home equity, and lines of credit. Heartland also offers other products and services, including VISA debit cards, automated teller machines, online banking, safe deposit boxes, and trust services. In addition, it engages in investment brokerage activities. Further, Heartland offers vehicle, property and casualty, life, and disability insurance, as well as tax-free annuities. The company has strategic alliance with LPL Financial Institution Services to operate independent securities offices at its bank subsidiaries, as well as offers various investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products. As of December 31, 2007, Heartland had 59 banking locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, and Colorado. The company was founded in 1993 and is headquartered in Dubuque, Iowa. With 16.31 million shares outstanding and 830,500 shares declared short as of July 2008, the failure to deliver in shares of HTLF has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 17,793 shares of HTLF that were failing-to-deliver as of September 27, 2007.

Marchex Inc. (NASDAQ: MCHX) operates as an online advertising company and publishes local content in the United States. It offers search- and call-based advertising solutions that enable advertisers to reach their target audience online. The company provides local content network, including Web sites for helping users to find and make informed decisions about where to get local products and services; private-label local online advertising platform that enables aggregators of local advertisers to sell search marketing and/or call advertising packages through their existing sales channels; and pay-per-click advertising that targets the placements by category, site-, or page-specific basis, and account management services to help its advertisers optimize their pay-per-click campaigns. It also offers call-based advertising services, which include phone number provisioning, call tracking, call analytics, click-to-call, Web site proxying, and other phone call-based services; search engine optimization consulting services, which enable advertisers to optimize their Web sites for the proper indexing and ranking in the organic, or editorial, results of algorithmic search engines; feed management services that crawl and extract relevant product content from advertisers' databases and Web sites to create automated and targeted product and service listings; and bid management services, which enable advertisers to consolidate the purchasing, management, optimization, and reporting from their search and contextual advertising campaigns across various search engines and pay-per-click networks into one centralized place. In addition, the company offers a private-label local online advertising platform that enables customers to sell search marketing and/or call advertising packages to their end customers, which are then created, managed, and fulfilled through distribution networks. Marchex was founded in 2003 and is headquartered in Seattle, Washington. With 40.16 million shares outstanding and 10.16 million shares declared short as of July 2008, the failure to deliver in shares of MCHX has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 73,819 shares of MCHX that were failing-to-deliver as of September 28, 2007.

Pacific Capital Bancorp (NASDAQ: PCBC) operates as the holding company for Pacific Capital Bank, N.A., which provides a range of commercial and consumer banking services to households, professionals, and businesses primarily in the central coast of California. The company primarily offers its banking services under Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, and First Bank of San Luis Obispo brand names. It offers a range of deposit products, including NOW accounts, money market deposit accounts, savings accounts, time certificates of deposit, interest bearing deposits, and demand deposits. The company also provides various loans comprising real estate loans, home equity lines and loans, consumer loans, leases, and demand deposit overdraft protection products, as well as commercial, industrial, and agricultural loans. In addition, it offers safe deposit boxes, travelers' checks, money orders, foreign exchange services, and cashiers checks. Further, the company provides trust and investment advisory services, as well as a range of wealth management services. As of December 31, 2007, it operated 50 retail branches and 14 loan production offices. Pacific Capital Bancorp was founded in 1960 and is based in Santa Barbara, California. With 46.1 million shares outstanding and 10.31 million shares declared short as of July 2008, the failure to deliver in shares of PCBC has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 35,432 shares of PCBC that were failing-to-deliver as of August 15, 2007.

P.F.Chang's China Bistro Inc. (NASDAQ: PFCB) through its subsidiaries, engages in the ownership and operation of restaurants in the United States. The company operates restaurants under the P.F. Chang's China Bistro' and Pei Wei Asian Diner' names. As of December 31, 2007, it operated 172 full service Bistro restaurants, 144 quick casual Pei Wei restaurants, and 1 Taneko Japanese Tavern restaurant. The company was founded in 1996 and is based in Scottsdale, Arizona. With 24.16 million shares outstanding and 12.22 million shares declared short as of July 2008, the failure to deliver in shares of PFCB has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 19,817 shares of PFCB that were failing-to-deliver as of September 25, 2007.

Prospect Capital Corp. (NASDAQ: PSEC) is a private equity firm specializing in private mezzanine debt, senior secured debt, senior unsecured debt, publicly traded high-yield debt, bridge loans, private equity, and public equity, using both partnership and publicly traded closed-end structures. The firm typically makes equity investments in energy related companies with a focus on upstream, midstream, and downstream or power companies and assets, as well as other energy-related businesses that transact with the direct energy value chain. It primarily invest in oil and gas production, coal production, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, utility services, manufacturing, service, and industrial companies based in North America. The firm primarily invests between $5 million to $50 million and co-invests for larger deals. Prospect Capital Corporation was founded in 1988 and is based in New York City. With 26.27 million shares outstanding and 1.79 million shares declared short as of July 2008, the failure to deliver in shares of PSEC has not been resolved and a buy-in is imminent. According to quarterly data provided by the SEC, there were still 34,526 shares of PSEC that were failing-to-deliver as of September 28, 2007.

About BUYINS.NET

WWW.BUYINS.NET is a service designed to help bonafide shareholders of publicly traded US companies fight naked short selling. Naked short selling is the illegal act of short selling a stock when no affirmative determination has been made to locate shares of the stock to hypothecate in connection with the short sale. Buyins.net has built a proprietary database that uses Threshold list feeds from NASDAQ, AMEX and NYSE to generate detailed and useful information to combat the naked short selling problem. For the first time, actual trade by trade data is available to the public that shows the attempted size, actual size, price and average value of short sales in stocks that have been shorted and naked shorted. This information is valuable in determining the precise point at which short sellers go out-of-the-money and start losing on their short and naked short trades.

BUYINS.NET has built a massive database that collects, analyzes and publishes a proprietary SqueezeTrigger for each stock that has been shorted, www.buyins.net/squeezetrigger.pdf. The SqueezeTrigger database of nearly 2,050,000,000 short sale transactions goes back to January 1, 2005, and calculates the exact price at which the Total Short Interest is short in each stock. This data was never before available prior to January 1, 2005, because the Self Regulatory Organizations (primary exchanges) guarded it aggressively. After the SEC passed Regulation SHO, exchanges were forced to allow data processors like Buyins.net to access the data.

The SqueezeTrigger database collects individual short trade data on over 7,000 NYSE, AMEX and NASDAQ stocks and general short trade data on nearly 8,000 OTCBB and PINKSHEET stocks. Each month the database grows by approximately 50,000,000 short sale transactions and provides investors with the knowledge necessary to time when to buy and sell stocks with outstanding short positions. By tracking the size and price of each month's short transactions, BUYINS.NET provides institutions, traders, analysts, journalists and individual investors the exact price point where short sellers start losing money.

All material herein was prepared by BUYINS.NET, based upon information believed to be reliable. The information contained herein is not guaranteed by BUYINS.NET to be accurate, and should not be considered to be all-inclusive. The companies that are discussed in this opinion have not approved the statements made in this opinion. This opinion contains forward-looking statements that involve risks and uncertainties. This material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. BUYINS.NET is not a licensed broker, broker dealer, market maker, investment banker, investment advisor, analyst or underwriter. Please consult a broker before purchasing or selling any securities viewed on or mentioned herein. BUYINS.NET may receive compensation in cash or shares from independent third parties or from the companies mentioned.

BUYINS.NET affiliates, officers, directors and employees may also have bought or may buy the shares discussed in this opinion and may profit in the event those shares rise in value. Market commentary provided by Thomas Ronk.

BUYINS.NET will not advise as to when it decides to sell and does not and will not offer any opinion as to when others should sell; each investor must make that decision based on his or her judgment of the market.

This release contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E the Securities Exchange Act of 1934, as amended and such forward-looking statements are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. "Forward-looking statements" describe future expectations, plans, results, or strategies and are generally preceded by words such as "may", "future", "plan" or "planned", "will" or "should", "expected," "anticipates", "draft", "eventually" or "projected". You are cautioned that such statements are subject to a multitude of risks and uncertainties that could cause future circumstances, events, or results to differ materially from those projected in the forward-looking statements, including the risks that actual results may differ materially from those projected in the forward-looking statements as a result of various factors, and other risks identified in a companies' annual report on Form 10-K or 10-KSB and other filings made by such company with the Securities and Exchange Commission.

You should consider these factors in evaluating the forward-looking statements included herein, and not place undue reliance on such statements. The forward-looking statements in this release are made as of the date hereof and BUYINS.NET undertakes no obligation to update such statements.

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